T11 Information

Pay Who You Trust. Trust Who You Pay. Every day, organisations send payments to suppliers, claimants, and partners they believe they know. Too often, they don't. Account-to-account fraud — driven by fake supplier details, invoice manipulation, and impersonation — now costs businesses tens of billions annually. Real-time payments are making it faster and harder to reverse. T11 was built to fix this. We give organisations a single source of truth for payee and supplier management — replacing fragmented spreadsheets, manual checks, and legacy processes with an AI-powered platform that verifies, monitors, and governs every payee relationship continuously. What T11 does: - Verify and validate payees and suppliers - Confirm bank account ownership and flag changes in real time - Screen against sanctions and PEPs - Centralise payee data across the organisation - Use AI-driven monitoring to detect anomalies and behavioral changes before payments are made - Reconcile payment details against stored payee records before execution - Produce bank and PSP-ready payment files for seamless processing The result: payments made to the right entity, with a full audit trail, every time. We work with organisations in insurance, financial services, and enterprise payment environments - where the cost of paying the wrong party is measured in millions, not spreadsheet errors. Founded by specialists with deep roots in payments and insurance. SEIS/EIS approved. Know Your Payee.