Synergy Competitors

Banque Misr (BM) was established in 1920 by the pioneer economist and financial expert Mohamed Talaat Harb Pasha, who spearheaded the concept of investing in national savings and directing them toward economic and social development. Thus, Banque Misr was established as the first wholly Egyptian-owned bank. Banque Misr has funded many businesses spanning across multiple domestic sectors, such as: textiles, insurance, transportation, aviation, entertainment, and filmmaking. Currently, BM owns shares in 157 companies across different fields, ranging from finance, tourism, housing, agriculture and food, and communication and information technology. A true pioneer in the region, Banque Misr became the first bank in Egypt and North Africa to comply with PCI data security standards, upon obtaining the latest version of the global Payment Card Industry Data Security Standard (PCI DSS 3.2.1) certification. Utilizing the latest technology in the banking sector, Banque Misr is constantly looking to expand customer access to banking services. Today, Banque Misr is proud to offer one of Egypt’s largest ATM networks, located across all areas of Egypt. Banque Misr’s role is visible in all economic fields due to its geographic outreach. The bank has more than 20,000 employees, serving a large base of more than 13 million clients in Egypt, with a total paid-up capital amounting to EGP 15 billion. The bank has more than 800 electronically integrated local branches located nationwide to provide the best and most accessible services to customers. Banque Misr also values its regional and international presence, which includes its five branches in the United Arab Emirates and one in France. In addition, the bank’s international presence includes subsidiaries in Lebanon and Germany, as well as representative offices in China, Russia, South Korea, and Italy and a global network of correspondents.

Fawry for Banking Technology and Electronic Payments S.A.E. is the leading Egyptian digital transformation & fintech platform that revolutionized the concept of Omni channel payment in Africa and the Middle East over the past decade. · Fawry offers more than 1,186 financial services to consumers and businesses through more than 225 thousand locations in an easy way to pay bills and other services in multiple channels (online, using ATMs , mobile wallets and retail points) · Fawry is the chosen platform for over 29.3 Million customers in Egypt. More than 3.06 Million operations daily are processed on Fawry's network, the rapid market penetration and consistent quality of service helped Fawry's transaction volume soar to a remarkable 81 Billion-EGP record in less than 11 years Since its launch.

Founded in 2018, Halan stands as Egypt’s premier super app, revolutionizing access to financial services through cutting-edge technology. Serving millions, we offer transformative solutions that redefine convenience, seamlessness, and cost-effectiveness for individuals and aspiring businesses alike. Our Halan super app is a game-changer, providing unparalleled convenience by consolidating all financial needs into one accessible platform. For the first time in Egypt, in one single app, users can get money, make money, transfer money, play and win money, and shop, all in one place. Experience unprecedented access to a comprehensive suite of financial tools and services, seamlessly integrated into our platform: Shop effortlessly with flexible payment options through the Halan Card. Explore attractive investment opportunities like gold purchases with convenient installments, and earn unmatched annual interest on savings. Streamline financial transactions with seamless bill payments and peer-to-peer transfers via Halan Cash. Enjoy hassle-free shopping with doorstep delivery and irresistible deals on our e-grocer and e-commerce platforms. Engage in captivating gaming experiences for daily prize-winning opportunities. Access credit limits and repay at your convenience, putting you in control of your financial journey.