Sustema AG Information

Sustema was founded on a simple belief: understanding corporate behaviour can improve underwriting performance. We provide structured behavioural intelligence that helps insurers apply their underwriting expertise more consistently across client selection, capacity decisions and portfolio management. BASE — Trusted Behavioural Analytics Helping organisations leverage corporate behaviour to improve client targeting and portfolio balancing. CARBON — Trusted Portfolio Emissions Helping organisations understand GHG emissions and transition pathways within and across portfolios. ENTITY — Trusted Company Identity Infrastructure Helping organisations give their people, software and AI the same governed understanding of the companies they depend on — their legal identity, ownership context and relevant intelligence. Our team combines experience from commercial insurance, technology, engineering and analytics. We build practical tools that help organisations understand companies more effectively and apply that understanding consistently across human and software-driven workflows.