Evergreen Insurance Agency is a private, family-owned, Independent Insurance Agency founded on the idea that each and every customer deserves the highest standard of customer service, regardless of size. With over 100 years of combined insurance experience, we are dedicated to working hard for you whether you have one policy or multiple lines of coverage.
As an agency, we can help guide you through the process of selecting the appropriate insurance products. We will tailor your coverage by comparing multiple carriers for your individual and business needs. We will find you the perfect mix of protection with the most competitive premium.
We believe in building long-lasting relationships with our clients, investing our time and hard work to help save you money and ensure you have the proper coverage in place. We invite your inquiries, and would love the opportunity to provide you with a no-cost, no-obligation review of your current insurance.
Guardian Insurance Company (GIC) was founded in St. Thomas in 1984 and is today the largest local insurer in the USVI. For more than 30 years we have proudly been serving the Caribbean with competitive Property and Casualty insurance products and are currently enjoying a rating of "B++ GOOD" by AM Best. GIC is a member of Lockhart Companies, Inc., parent company established in the 1800's and largest real estate owner in the USVI. Managed by the same Top Management, the geographical reach of the insurance arm of Lockhart extends to the British Virgin Islands, Turks & Caicos, and USA (with offices in Chicago, Ill) through our sister insurance companies: Heritage Insurance Company and Echelon Property and Casualty.
Ethos is a specialty wholesale brokerage dedicated exclusively to the medical industry.
Wholesalers are often referred to as a necessary evil. That’s why we started Ethos, the Greek word for character. Our intent is to take the evil out of the necessary. We actually believe that honest, transparent business practices create trust and helps raise the credibility of our industry. Our ethical approach to this business combined with our high level of expertise and market access means that when it comes to medical-related business, we can out perform any other wholesaler.
We’re here for one reason and that’s to help retail agents find the right insurance solutions for their current clients and help them win new clients too. As far as we are concerned, our relationships are partnerships. When that happens, everyone wins.