Stikkum Information

The mortgage industry runs on relationships. Stikkum exists to protect them. Stikkum is a borrower behavior intelligence platform that gives banks, credit unions, servicers, CUSOs, mortgage bankers, and brokers a clear view into what their customers are doing — before those customers make a move. Most institutions don't lose borrowers all at once. They lose them quietly — one rate search, one credit pull, one life event at a time. By the time a payoff statement arrives, the relationship was already gone. Stikkum closes that gap by monitoring the behavioral and financial signals that precede borrower departure and delivering that intelligence directly to your team, 7 days a week, before the window closes. Stikkum connects openly to the systems your team already uses — any CRM, LOS, POS, or tech stack — via API, Webhook, Zapier, SFTP, and more. No ripping and replacing. No long onboarding cycles. Live in days. What we monitor: -Credit pull alerts -Debt monitoring and FICO tracking -Web behavior and rate-shopping signals -Life event triggers — divorce, job change, new home search -Portfolio runoff and prepay risk Who we serve: Banks & Credit Unions — member retention, cross-sell signals, rate-shopping detection Servicers & CUSOs — portfolio monitoring, prepay risk, MSR protection Loan Officers, Mortgage Bankers & Mortgage Brokers — borrower retention, recapture, database reactivation No contracts. No SSN required. Full integration support included. At Stikkum — customers always come before profit. stikkum.io | 866.584.5055