STATE DEVELOPMENT ORGANIZATION- (SDO) Competitors

HBL was the first commercial bank to be established in Pakistan in 1947. Over the years, HBL has grown its branch network and maintained its position as the largest private sector bank with over 1,700 branches and 2,000 ATMs globally and a customer base exceeding ten million relationships. The Government of Pakistan privatized HBL in 2004 through which AKFED acquired 51% of the Bank's shareholding and the management control. The remaining 41.5% shareholding by the Government of Pakistan was divested in April 2015. AKFED continues to retain 51% shareholding in HBL while the remaining shareholding is held by individuals, local and foreign institutions and funds including CDC Group Plc which holds 5% and International Finance Corporation which holds 3%. With a global presence in over 25 countries spanning across four continents, HBL is also the largest domestic multinational. The Bank is expanding its presence in principal international markets including the UK, UAE, South and Central Asia, Africa and the Far East. The key areas of operations encompass product offerings and services in Retail and Consumer Banking. HBL also has the largest Corporate Banking portfolio in the country with an active Investment Banking arm. SME and Agriculture lending programs and banking services are offered in urban and rural centers.

For nearly 6 decades, Engro Corporation Limited has been working toward its vision of becoming the premier Pakistani company with a global reach. Now, Engro is one of the Country’s largest conglomerates and has businesses in 4 verticals: food & agriculture, energy & related infrastructure, petrochemicals, and telecommunication infrastructure. Every day, the 3500-member Engro community devotes its skills to help solve some of today’s most pressing issues. While focusing efforts on instilling truth, trust, and the relentless pursuit of excellence to build character in its people and businesses, Engro aims to champion countless people to lead future progress. Engro’s shift towards an inclusive business model ties in with a belief that developed value chains are necessary to achieve sustainable growth. Be it through best practice trainings in farming, fishing, and vocational trades, or access to healthcare and education, Engro is devoted to creating life-changing opportunities and has, to date, impacted over a million people through its social initiatives. For more on the Holding Company: Engro Corporation Limited http://www.engro.com For info on our International Trading Arm Engro Eximp FZE http://www.engro.com/engro-eximp-fze/ For info on our Petrochemicals vertical: Engro Polymer & Chemicals Limited http://www.engropolymer.com For info on our Food & Agri vertical: Engro Fertilizers Limited http://www.engrofertilizers.com Engro Eximp Agriproducts http://www.engro.com/engro-eximp-fze/ For info on our Energy & Related Infrastructure vertical: Engro Energy Limited http://www.engroenergy.com Engro Elengy Terminal Limited http://www.engro.com/engro-elengy/ Engro Vopak Terminal Limited http://www.engrovopak.com For info on our Telecommunication Infrastructure vertical: Engro Enfrashare (Private) Limited http://www.engroenfrashare.com

Fauji Fertilizer Company Limited (FFC) is the largest urea manufacturer in the country. It was incorporated in 1978 as a joint venture between Fauji Foundation (a leading charitable trust in Pakistan) and Haldor Topsoe A/S of Denmark.The Company is operating three world scale urea manufacturing plants with an aggregate design capacity of over 2 million metric tonnes per annum. These three plants are located at two different sites. Additionally, FFC has stakes in the subsidiary Fauji Fertilizer Bin Qasim Limited (formerly FFC-Jordan Fertilizer Company Limited), Pakistan Maroc Phosphore SA (PMP) in Morocco (that meets the entire raw material requirement of FFBL's DAP production) and Fauji Cement. FFC commenced commercial production of urea in 1982 with annual capacity of 570,000 metric tons. (Plant-I at Sadiqabad, Distt. Rahimyar Khan) Through De-Bottle Necking (DBN) program, the production capacity of the existing Plant-I was increased to 695,000 metric tons per year. Production capacity of Sadiqabad Plantsite was enhanced by establishing a second plant in 1993 with annual capacity of 635,000 metric tons of urea. In the year 2002, FFC acquired ex Pak Saudi Fertilizers Limited (PSFL) Urea Plant situated at Mirpur Mathelo, District Ghotki (Currently known as Plant-III) from National Fertilizer Corporation (NFC) through privatisation process of the Government of Pakistan. FFC also markets the entire production of FFBL under its brand name "SONA". Thus FFC's Marketing Group is the largest fertilizer marketing network in country which markets nearly 3.5 million metric tonnes of fertilizer per annum.