Spence Information

Spence is a win-win financial tool that captures up to 10+ years of missed HSA tax savings — and then keeps them coming. We turn HSA underutilization into real cashback for employees while capturing missed payroll tax savings for employers. We’re driven by the core belief that everyone deserves their rightful healthcare savings— regardless of background, income, or how much they’re able to save. What to find out how much your team is leaving on the table? Say hey at heyspence.com.