spektr Information

spektr is mission control for regulated growth. We help banks, fintechs and other regulated companies build, launch and grow with the right controls in place. Compliance built like product: configurable, connected and able to evolve with your business. Our platform brings Product, Operations and Compliance together across customer onboarding, monitoring and investigations. Customer onboarding: Build KYC and KYB workflows that connect your data and verification providers, from identity checks to ultimate beneficial owner (UBO) mapping—without an engineering queue. Customer monitoring: Track changes in customer risk, filter out routine noise and trigger the right workflow when something needs attention. Transaction monitoring: Build detection rules visually and run them in real time, retrospectively or on a schedule. Every alert is traced to the rule that triggered it. Case operations: AI agents gather evidence and prepare cases for sanctions, PEP and adverse media reviews, alert triage and periodic reviews, using sources you approve. People retain responsibility for final decisions. Policy Engine turns your policies into rules your compliance team approves and enforces them across workflows and AI agents. Customer data, evidence and decisions stay connected in one traceable record, so teams can adapt without rebuilding their processes or losing oversight. Used by regulated businesses in more than 15 countries, including Santander Leasing, Pleo, Trustly, Nexi and Mercuryo. Founded by the team behind HelloFlow, acquired by Trulioo in 2022. Backed by $26 million in funding from investors including NEA, Northzone, Seedcamp and PreSeed Ventures, with offices in Copenhagen, London and Iași.