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ATB Wealth® is the wealth management division of ATB Financial*. Our team of experts helps our clients sort through the complexities of their financial lives so they can focus on the things that matter most. As an ATB Wealth client, you can feel the confidence of an ATB Wealth® advisor focusing their expertise on the goals that matter most to you for the future ahead. Our expert advice is tailored exclusively to your specific needs, so your priorities are our priorities. It's proactive financial insight that adapts and innovates in an ever-changing world for you, your family, or your business. Give your future financial plans added strength with the insight of an ATB Wealth advisor. Feel confident in the path ahead with support at every step. To learn more or connect with an advisor, visit atb.com/whatif *ATB Wealth consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc. and ATB Securities Inc. are individually licensed users of the registered trade name ATB Wealth. ATB Securities Inc. is a member of the Canadian Investor Protection Fund and Canadian Investment Regulatory Organization.

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by more than 14,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com. Equifax Consumer Walk-Up Center in Toronto has permanently closed. To access your free Equifax Credit Report, file a dispute, or request changes, visit MyEquifax.ca or call call +1 866-828-5961.

zipMoney offers a 100% cloud-based platform that leverages its proprietary technology and Big Data to enhance the proven fundamentals of promotional finance, in particular interest-free. zipMoney is focussed on acquiring prime, near prime and emerging prime borrowers by providing those customers with a revolving line of credit to finance their retail purchase. zipMoney does not target sub-prime or payday borrowers. zipMoney is acutely focused on simplicity and delivering transparent, responsible, and fairly priced consumer credit products. zipMoney is a licensed and regulated credit provider (Australian Credit Licence Number 441878) managed by a team with over 35 years' experience in providing finance solutions at point of sale.