SOFID, S.A. Competitors

Crédit Agricole Group is the leading financial partner to the French economy and one of the largest banking groups in Europe. It is the leading retail bank in Europe as well as the first European asset manager, the first bancassurer in Europe and the third European player in project finance. Built on its strong cooperative and mutual roots, its 140,000 employees and the 31,500 directors of its Local and Regional Banks, Crédit Agricole Group is a responsible and responsive bank serving 52 million customers, 8.2 million mutual shareholders and 1.1 million individual shareholders. Thanks to its universal customer-focused retail banking model – based on the cooperation between its retail banks and their related business lines –, Crédit Agricole Group supports its customers’ projects in France and around the world: insurance, real estate, payments, asset management, leasing and factoring, consumer finance, corporate and investment banking. Crédit Agricole also stands out for its dynamic, innovative corporate social responsibility policy, for the benefit of the economy. This policy is based on a pragmatic approach which permeates across the Group and engages each employee.

Caixa Geral de Depósitos S.A. é a matriz de um grupo bancário português com altos padrões de exigência e liderança que se refletem na capilaridade da sua presença nacional, assim como na escala internacional da sua estrutura - com especial incidência nos países de língua portuguesa e de destino da emigração. Procuramos uma evolução equilibrada entre rentabilidade, crescimento e solidez financeira. Isto sempre no quadro de uma gestão prudente dos riscos, com forte responsabilidade no desenvolvimento económico, reforço da competitividade, capacidade de inovação e internacionalização das empresas portuguesas, assim como na estabilidade e solidez do sistema financeiro nacional.

novobanco is the fourth largest bank in Portugal, serving around 1.7 million customers, managing €48 billion in assets, and holding a 9.2% overall market share as of March 2026. In April 2026, BPCE, SA acquired 100% of novobanco’s share capital. The integration into Groupe BPCE, one of Europe’s leading banking groups, marks a defining milestone in novobanco’s evolution and long term strategy. Supported by strengthened financial capacity and a shared long term vision, novobanco is further reinforcing its commitment to Portuguese families and businesses with confidence, stability, and purpose. This new chapter provides novobanco with access to specialised expertise, advanced technological platforms, and a strategic vision fully aligned with Portugal’s sustainable economic development. Novobanco operates through an omnichannel relationship model, delivering a seamless and convenient banking experience that combines secure, intuitive digital channels with a modern, proximity based distribution network of approximately 300 branches and corporate centres nationwide. The bank invests continuously in the development of its 4,100 employees and plays an active role in the community through social, cultural, and financial inclusion initiatives. Our purpose is to support Portugal’s economic development for individuals, businesses, and society as a whole, in a sustainable and responsible way.