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Seedflex is a Singapore-based fintech bridging the credit gap for Southeast Asia’s cashless economy. Through our proprietary Pay-As-You-Sell Advance™, we provide dynamic, revenue-linked financing that scales as a merchant grows. Backed by ZVC, Iterative, and 500 Global, we leverage AI-first decisioning to embed working capital directly into the platforms merchants already use. Since launching in Malaysia in 2024, Seedflex has continued to scale across the region through high-impact strategic partnerships.

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Ritwik Ghosh is the Co-Founder and CEO of Seedflex.

24 people are employed at Seedflex.

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