SECURE RETIREMENT FINANCIAL & INSURANCE SERVICES CORP. Information

Secure Retirement was founded in 2002 as a "fee-only" Registered Investment Advisor, which means we receive no commissions. All our accounts are held at Charles Schwab and Company, where we have a limited power of attorney to direct and manage the investments. Richard Morey began his financial services career as an advisor in the Monterey Bay region of California, where he used Efficient Set Theory to create and manage institutional investment portfolios. In 1999, Richard became the Chief Investment Officer of Bellingham Investment Management, a Registered Investment Advisory firm located in San Francisco, California. In 2003, Richard founded Secure Retirement to specifically address the investment and financial planning needs of those who are retired or preparing to retire. Richard received Bachelor's and Master's Degrees from the University of Iowa, where he co-founded a research center for advising and educating gifted students that is now one of the leading educational centers in this field in the United States. Before becoming a financial advisor, Richard also worked in the non-profit field, where he was the Chief of Operations of the Easter Seal Society for Central California. Jeff Warren has over 30 years experience in financial services, all of which has been focused upon serving clients with retirement issues. From 1981 through 2011 Jeff was a Vice-President and then President of the Markman Group, a company founded by his father in 1972. Jeff is an expert at all forms of retirement financial planning, including income planning, healthcare for seniors, and legacy planning. In addition to working with individual clients, Jeff has trained thousands of financial professionals around the country, keeping them up-to-date on all the financial issues people face during retirement. Sudhir Aggarwal is a member of Secure Retirement's advisory board, providing ongoing advice to our firm. Sudhir is also the Managing Director of Copia Associates LLC, a private investment firm serving the needs of high net-worth ...