National Debt Relief, a certified Great Place to Work®, was founded with the goal of helping an expanding number of consumers deal with overwhelming debt. We’ve settled almost 4 million debts, helping people reclaim their independence and get their lives back on track. Our highly rated, unique approach to debt relief supports our clients’ journeys, empowering them to resolve their debt and confidently manage their finances.
Money Management International (MMI) is changing the way financial challenges are solved. MMI helps create, restore, and maintain a life of financial wellness through empowered choices. For over 65 years, our clients have achieved financial confidence through nonprofit programs that educate, motivate, and liberate. MMI inspires action by delivering expert professional guidance and timely solutions aligned with our client’s goals. Experiencing a financial challenge? Find your solution 24/7 at 866.864.8995 and MoneyManagement.org.
Not A Loan Company. Nonprofit financial education and credit, debt, housing, student loan, and bankruptcy counseling help. MMI is a member of the National Foundation for Credit Counseling (NFCC). Visit moneym.org/legal for a full list of licenses and disclosures.
Freedom Debt Relief, LLC is the largest debt settlement company in the United States, specializing in helping consumers resolve unsecured debt, particularly credit card debt. Founded in 2002 and based in San Mateo, California, the company has served over one million clients and resolved more than $20 billion in debt.
Freedom Debt Relief negotiates with creditors to settle debts for less than the full amount owed.
The company offers a structured, customer-focused program aimed at financial relief and education. The company is accredited by the Better Business Bureau (BBB) with an A+ rating and is a founding member of the American Association for Debt Resolution (AADR), reflecting its commitment to ethical standards and consumer protection.
The origins and mission of Freedom Debt Relief:
Freedom Debt Relief was founded in 2002 in response to the growing need for consumer debt solutions following a major recession. Founders Bradford Stroh and Andrew Housser wanted to fill the void left by traditional financial institutions to provide Americans with an affordable debt relief option. The company’s mission is to help people overcome their debt burden, build savings and achieve long-term financial freedom through personalized solutions and education.
How the Freedom Debt Relief program works:
Freedom Debt Relief offers a structured, multi-step debt settlement program designed to help customers pay off unsecured debt - primarily credit card debt - without filing for bankruptcy. The process begins with a free, no-obligation debt assessment to evaluate the customer’s financial situation and recommend the best options. Once enrolled, the customer makes monthly payments into a special FDIC-insured account that they control. Once the money has accumulated, Freedom negotiators approach creditors to settle the debt for less than the full amount. Clients approve each settlement before payments are made from their account, and the process continues until all debts are settled.
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