Saratoga Wealth Advisors Information

The principals of Saratoga Wealth Advisors, LLC are determined to maintain their reputations as leaders among financial counselors in measures of quality and professionalism. SARATOGA WEALTH ADVISORS, LLC has been formed with a commitment to the highest quality service. All advisors have law degrees or advanced college degrees, plus various professional designations. In addition, all advisors have decades of experience as counselors and registered investment advisors. Financial counsel is built on a trust relationship. To disrupt the relationship is to jeopardize the plan, so it is worth noting that Saratoga Wealth Advisors, LLC is owned by its principals. Each is committed to the firm and to its clients. Our clients are individuals who recognize the need for totally objective expertise. They expect, and receive, a highly personal service from professionals who understand their concerns and objectives. To assure this objectivity and independence of thought, the firm does not engage in the sale of products, act as a principal in transactions, or engage in any other transaction that would create a conflict of interest. SWA operates strictly on a "fee only" basis. We never receive commissions or fees, nor do we have a financial relationship with any organization or professional we might recommend. As a group, our clients seek orderly control of their financial affairs, balanced growth and preservation of assets, and timely and concise advice as to new opportunities. As an individual, each client expects that financial counsel will design and manage the financial plan in a manner conforming with his or her personal concerns and objectives. Our clients require overall planning and management of their financial affairs continuity of individual service, which survives changes in career, the law and the economy, and remains available to younger generations within the family. LOUIS R. MALIKOW earned a Bachelor of Science degree from Syracuse University and a Juris Doctorate from Albany Law School. Mr. Malikow is admitted to practice law in New York. Most recently Mr. Malikow was a senior financial consultant at The Colony Group in Boston, providing legal, tax and financial counseling services for selected clients. Prior to that he founded the firm of Louis R. Malikow Associates. Mr. Malikow's company provided legal, tax and financial counseling services to a select group of high net worth clients in the United States, England, France, and Australia. Prior to starting his own company, Mr. Malikow was a Vice President and Financial Consultant with Ayco Corporation serving high net worth individuals through the company's Encompass Group. Mr. Malikow currently serves as tax and financial consultant to a small group of high net worth clients and acts as trustee for a number of trusts. Mr. Malikow was born in 1947. JEFFREY A. TROWBRIDGE graduated from the University of Minnesota with a Bachelor of Science degree in Education. He earned his MBA-Finance from Denver University. Mr. Trowbridge was a Regional Vice-President for Asset Management Group in Denver, Colorado, where he provided financial advice to Fortune 500 Executives and wealthy individuals. During this time Mr. Trowbridge also managed the regional office and a professional staff of financial advisors for the Denver office of AMG. He continued his advisory practice as a Senior Financial Advisor at Ayco Corporation in Albany, New York, and at Hynes Himmelreich Glennon & Company in Darien, Connecticut. Mr. Trowbridge currently serves as tax and financial consultant to high net worth individuals and corporate executives, and heads up the investment management division of SWA. Mr. Trowbridge was born in 1950. JOSEPH E. SOMERSET (Associate) earned a Bachelor of Science Degree in Accountancy and a Master of Science Degree in Personal Financial Planning from Bentley College. He is a Certified Public Accountant and holds the Chartered Financial Analyst (CFA®) designation. He is the founding member of Beantown Financial Advisors, LLC where he provides investment consulting, personal financial planning, and tax preparation services to a diverse set of clients including high net worth individuals, small business owners, self-employed individuals, corporate executives, and retirees. Mr. Somerset began his professional career in 1994 working in the Individual Income Tax and Personal Financial Planning department at Deloitte & Touche where he advised high net worth clients in areas of taxation, financial planning, and investment management. Moving to The Colony Group in Boston, Joe spent the next four years working as a Financial Counselor providing investment consulting, financial planning, and tax services to a diverse roster of clients. He is a recurring speaker at the Bentley College McCallum Graduate School, various small business seminars, and Fortune 500 companies, Mr. Somerset has over ten years of experience and lives in Upton, Massachusetts. JANE M. QUINLAN (Associate) graduated from State University of New York Plattsburgh with a Bachelor of Arts degree in Sociology . She earned her MBA-Finance from Russell Sage College in Albany. Most recently Ms. Quinlan has been involved in medical practice management and consulting. Prior to this she was employed by AYCO Corporation as a Senior Financial Planner where she prepared statements and analysis for senior executives and wealthy individuals, and did tax planning and preparation for a broad range of clients. Ms. Quinlan lives in Delmar, New York. DONNA M. TAYLOR has worked in the financial services industry for over 20 years. She has served as the manager of the professional offices of Louis R. Malikow Associates, has acted as bookkeeper and comptroller of her own firm and currently serves in the capacity of office manager, bookkeeper, and assistant to the principals of Saratoga Wealth Advisors, LLC. Ms. Taylor has administrative experiences n the income tax and investment areas.