Power your finance, grow your business.
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease.
Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
#OutgrowOrdinary
We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
The Razorpay Product Suite today comprises verticals, along with Payment Gateway, like Payment Links, Payment Pages, Subscriptions, Smart Collect, Route, Razorpay Capital, RazorpayX, Payroll and Thirdwatch.
Razorpay was started in 2014 by two IIT Roorkee alumni, Harshil Mathur and Shashank Kumar. Just a short few years later, Razorpay has evolved into a 800-odd strong organization with some of the best talents in the country helping some of the best companies manage their money movement seamlessly.
Certified cool
We are a bunch of spirited, ambitious and fun folks. And no, we’re not saying this ourselves--leading institutions have recognized Razorpay for the high trust and high-performance culture that we maintain.
Our strength lies in the people we are and we go to great lengths to nurture a family of coders, designers, sellers, marketers, analysts, writers, runners, photographers, gamers, tinkerers, and above all, people who are dreamers and doers at the same time. Be a part of our exciting journey.
Indifi believes in helping small businesses grow by offering loans to those that have potential and intent. Most such businesses have little or no access to financing from traditional institutions such as banks or lack either collateral or finance data trail to access a loans.
Indifi is a technology platform that gathers and analyses data of businesses from various sources and draws insights to judge their credit worthiness, their past and current performance in context of the industry they are operating in. This differentiated approach helps find businesses that are low on risk and high on promise thus opening up possibilities for those who earlier had no access to short or long term business funding.
Indifi takes the relevant applications to multiple lenders, increasing the chances to secure a loan and creates choice for lenders to pick the ones they wish to back.
The approach makes the loan process smart by minimizing risk, reducing paperwork and associated costs, while providing a simple and hassle free experience setting the businesses on the path to growth.
CreditMantri was created with the intent to change the way credit is delivered in India by leveraging the power of technology and the digital medium.
CreditMantri aims to empower consumers to know their Credit potential and benefit from this knowledge. On the CreditMantri site, customers can access their Credit Scores, learn how they can improve their Credit health, resolve past issues, reduce current borrowing costs and in the process discover products best matched to their credit profile. The website provides the borrowers better control over their credit health by educating and hand-holding them to create or improve their credit scores and eventually discover relevant lender products. This approach enables lenders and borrowers to better understand each other by leveraging the power of data, resulting in efficient credit decision making.
The services offered by CreditMantri to consumers with little credit history or negative credit history are unique and helps them build / re-build their credit history. Most importantly, in the process of doing this, CreditMantri matches these customers with the appropriate financial products/solutions based on their Credit standing.
CreditMantri has emerged as the first in the market to offer a Free Credit Health Check Online – this includes getting the user his credit report and providing an analysis of the report online. CreditMantri aims to put consumers in the driver’s seat when they make a credit decisions. The diverse 50+ strong team with solid experience in financial services across the credit, collections and digital domains, have their energies focused on addressing the needs of lenders and borrowers of varying credit profiles and risk appetite.
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