River Rock Capital Resources, Ltd Information

We specialize in buying whole closed loans in the secondary market for a diverse group of investors. These loans may be subject to investor overlays, loans that may be on portfolio lines that need to be liquidated due to regulator requests, S&D loans, NPN's, re performing mortgages, as well as tough to place Jumbo Pools. Some of the entities we do business with in regard to these secondary market transactions are: • FNMA/FHLMC Seller/Servicers • GNMA Issuers • REIT's • Hedge Funds • Private Equity • Endowments Our Investors Buy Closed Residential Mortgage Loans Single Loans or Pools of Loans Highly Responsive with a 24 Hour Indicative Bid Turnaround Expedited Closings Streamlined Underwriting Process Utilizes The Latest Technology Which Gets You Paid Quickly and Efficiently. Our REIT Investors are interested in pools of whole closed loans in the Jumbo Residential mortgage space. They will bid aggressively on fixed and hybrid adjustable loans. Premium pricing is available if the pools qualify. Hedge Funds and Private Equity Investors are value and yield driven. They will usually buy loans that are deficient and non-deliverable but performing at a discount that will return yield and value to the investors of these funds. They also have interests in NPN pools that are not performing at a deep discount. Endowments are high yield driven and have specific interest in hard money lenders that deal with private investors that speculate in residential real estate transactions and that have high coupon loans that they need to sell in the par range for additional liquidity Nationwide Availability - Our Programs through our investor network is Available in All 50 States. Some of the sellers we work with in regard to buying their loans in the secondary market are: • Mortgage Banks • Community Banks • Regional Banks • Credit Unions • Federally Chartered Banks • Savings Banks • Warehouse Banks • Private Money Lenders