Ritu Bhandari, based in Mumbai, MH, IN, is currently a DVP at HDFC Bank, bringing experience from previous roles at Smahi Foundation of Policy and Research, HSBC Bank, Mumbai, Citibank N.A. and Kotak Mahindra Bank, Mumbai. Ritu Bhandari holds a Chartered Accountant @ The Institute of Chartered Accountants of India. Ritu Bhandari has 1 email on RocketReach.