Riskscape Information

Riskscape is a South African spatial actuarial technology company. We help banks, insurers, property owners and retailers answer four questions about every site they hold: what the asset is, what drives its commercial value, where it sits, and what threatens it. Our Assets, Location & Risk (ALR) platform answers all four at property level across South Africa: • Assets: addressing, erf boundaries, 3D building footprint and height, use classification, valuation and replacement cost • Market: penetration, white space and concentration of your customer book • Location: demographics, household finances, property market activity and competitor presence for any neighbourhood, suburb or custom catchment • Risk: twelve physical and operational dimensions, including flood, wildfire, seismic, geotechnical and crime, aggregated across a portfolio Many providers start from national averages and break them down. We work the other way. We build our data at 2 m resolution across the country, attach each measurement to a real building, stand or erf, and add those up to every neighbourhood, suburb and municipality. Draw your own boundary and the figures inside it are still measured, not apportioned. Our climate models are calibrated locally, not clipped from global layers, and give every site a damage curve. Our team of actuaries, GIS specialists, statisticians and engineers supports two kinds of decisions from the same data. Risk teams use it for premium loading, accumulation and concentration limits, IFRS S2 disclosure and collateral stress testing. Expansion teams use it for site selection, catchment spending power, competitor gaps and cannibalisation between outlets. Clients can start with a single address, a branch network or an entire customer book. A spreadsheet of addresses is enough. Results arrive as interactive maps, PDF reports or through our API. Follow us for insights on property risk, climate exposure and location intelligence in South Africa.