Ripple Competitors

We’re building an open economy for everyone. Circle’s full-stack internet financial platform brings together Arc, Digital Assets like USDC, and Apps to help builders and organizations create innovative financial experiences and expand opportunities for people worldwide. Thousands of companies and millions of people have already settled trillions with Circle. What will you build in the open economy? Arc Testnet provided by Circle Technology Services, LLC, a software provider. Not a financial or advisory service. Not reviewed or approved by NYDFS. Users responsible for their own compliance. See arc.network for more. USDC is issued by regulated affiliates of Circle. See Circle’s list of regulatory authorizations: https://www.circle.com/legal/licenses USDC lifetime onchain transaction volume as of Mar 23, 2026 8:00 PM.

MoneyGram is a global leader in cross-border P2P payments and money transfers. Its consumer-centric capabilities enable family and friends to quickly and affordably send money in more than 200 countries and territories, with more than 75 countries now digitally enabled. MoneyGram leverages its modern, mobile, and API-driven platform and collaborates with the world's leading brands to serve millions of people each year through both its walk-in business and its direct-to-consumer digital business. With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, MoneyGram is leading the evolution of digital P2P payments. For more information, please visit moneygram.com and follow @MoneyGram. The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints regarding this Authorized Delegate of MoneyGram Payment Systems, Inc. (# 898432) at: 1100 North Eutaw Street, Suite 611 Baltimore, Maryland 21201. Phone number: 888-784-0136. MoneyGram's license status information can be viewed on the NMLS Consumer Access website at https:// nmlsconsumeraccess.org/

Swift is a global member-owned cooperative and the world’s leading provider of secure financial messaging services. We provide our community with a platform for messaging and standards for communicating, and we offer products and services to facilitate access and integration, identification, analysis and regulatory compliance. Our messaging platform, products and services connect more than 11,000 banking and securities organisations, market infrastructures and corporate customers in more than 200 countries and territories. Swift also brings the financial community together – at global, regional and local levels – to shape market practice, define standards and debate issues of mutual interest or concern. For more information, visit www.swift.com or follow us on Twitter: @swiftcommunity