retailCURe Information

★About us retailCURe is a credit union; serving anyone who works in retail or related industries. Members save to create a common pool of savings, which is then used to provide loans to members who wish to borrow. We enable our members to build savings in a protected environment at reasonable rates and provide access to trusted, safe and affordable credit. retailCURe has no external shareholders: all profits made are kept within the business. We exist solely for the benefit of our members. Unlike other lenders we offer savings accounts and only provide loans on the basis that members agree to put an additional 10% of their monthly loan repayment in an Easy Access savings account. By the time they’ve finished paying off their loan they will also have a financial buffer for future expenses. retailCURe is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Individual deposits with the credit union, of up to £85,000, are guaranteed under the government’s Financial Services Compensation Scheme. ★Benefits for employers ✔Easy to administer payroll deduction scheme, meaning retailCURe can provide loans to members who would otherwise be turned away by other lenders ✔Encourage staff to build a nestegg ✔Get a great return with our regular savers account ✔retailCURe is a regulated deposit taker with a commitment to promoting sound financial education among its members ✔Confidence that employees can access trusted, safe and affordable credit, savings and insurance products, reducing debt related calls to HR departments ✔Staff on payroll deduction schemes are more likely to save on a regular basis ★Become a partner Partnering with retailCURe enables priority access to our services for your staff and we offer a number of investment opportunities with great returns. We have already signed up ten retailers and expect to on-board a dozen more during 2018.