RegTech Strategy Architects Information

Consumer Finance Product Strategy Designing lending products that work in the real market — for real borrowers. I help consumer finance companies structure installment and alternative credit products that balance growth objectives with regulatory durability, drawing on direct experience building and scaling non-prime portfolios across multiple states and product types. Regulatory Change & Compliance Strategy Regulatory change is constant in consumer finance — and how a company responds, or better yet anticipates it, is often the difference between disruption and advantage. I work with lenders and fintechs at every stage of the regulatory cycle: engaging in the statute-drafting process to shape outcomes before rules are final, interpreting new legislation in the context of specific products and business models, and operationalizing compliance when change lands. Deep working knowledge of Reg Z, multi-state licensing frameworks, and the state-level legislative dynamics that define the operating environment for non-prime consumer credit. Transformation & Operations Modern financial services transformation doesn't happen without confronting AI — where to apply it, how to govern it, and how to build the operational infrastructure that makes it sustainable. I help organizations work through technology-enabled change at every layer: AI strategy and implementation, platform modernization, payment infrastructure, and the program management discipline that keeps complex initiatives coherent from concept to execution. Grounded in hands-on experience leading large-scale operational transformation in a highly regulated consumer lending environment.