Regency Group Holding Competitors

Alshaya Group is a dynamic family-owned enterprise, first established in Kuwait in 1890. With a consistent record of growth and innovation, Alshaya Group is one of the world’s leading brand franchise operators, offering an unparalleled choice of well-loved international brands to customers. Alshaya Group’s portfolio extends across MENA, Russia, Turkey and Europe, with thousands of stores, cafes, restaurants and leisure destinations, as well as a growing online and digital business. Operating in multiple sectors including Fashion, Food, Health & Beauty, Pharmacy and Leisure & Entertainment, Alshaya Group colleagues are united by a commitment to authentically deliver great customer service and brand experiences. Fresh, modern and relevant, Alshaya’s constantly evolving portfolio reflects the choices and lifestyle of its customers. From flagship stores and restaurants in prestige malls, through to local coffee shops, drive-thrus and online, Alshaya Group brings customers the brands they love in the places they want to be. Brands such as Starbucks, H&M, Mothercare, Debenhams, American Eagle Outfitters, P.F. Chang’s, The Cheesecake Factory, The Body Shop, M.A.C, Victoria’s Secret, Boots, and KidZania.

More than four decades since inception, the Al Habtoor Group is now recognised globally as a major UAE conglomerate with a diversified business, with strategic assets in the hotel, automotive, real estate, education and publishing sectors. The highly qualified, experienced and professional multi-national team, consisting of thousands of employees, is expected to continue to grow in line with planned expansion. Habtoor Hotels - The Group owns and operates several of Dubai’s top class hotels under its banner, including the Habtoor Grand Resort & Spa and the latest addition to the portfolio – the Waldorf Astoria Dubai Palm Jumeirah, operated by Hilton Worldwide. Metropolitan Catering Services provides business and group functions across the UAE with high quality catering services. www.habtoorhotels.com Projects under development - Al Habtoor City and the Al Habtoor Polo Resort & Club. Al Habtoor Motors – Established in 1983, the division has become one of the leading automobile distributors in the UAE. Car brands under its banner include Mitsubishi Motors, Chery, JAC, Fuso, Al Habtoor Tires and Batteries, Global Autoparts, SpeedFit, The CarZone, as well as premium marques - Bentley, McLaren and Bugatti. www.habtoormotors.com Diamondlease - An ISO 9001:2000 certified company, Diamondlease operates a fleet of over 8,000 dealer-maintained vehicles and operates a network of 17 branches serving its customers across the UAE. www.diamondlease.com Emirates International Schools - The Group operates two of Dubai’s leading British curriculum schools: Emirates International School-Jumeirah and Emirates International School-Meadows. www.eischools.ae Al Habtoor Real Estate - Property portfolio includes: The Al Habtoor Business Tower at Dubai Marina; Habtoor House Two in Al Barsha; Al Wasl Village - 26 villas; Four palatial VIP villas in Umm Suqeim; and the Al Habtoor Tower at Marina Walk. Al Habtoor Publishing - www.alshindagah.com

Warba Bank was established on February 17, 2010 by virtue of an Amiri Decree aiming to boost the economic situation after the crisis witnessed by Kuwait. On April 7, 2010, Warba Bank joined the Islamic Banks Register at the Central Bank of Kuwait. The bank met the aspirations of Kuwaitis and earned their trust. It managed, in a short time, to position itself in the banking sector, As a leader in Islamic Digital Retail Solutions. • Our Vision Creating unique value in banking and beyond to unlock opportunities for people and businesses. • Our Mission We deliver the best experience for our customers beyond the boundaries of banking, preserving our uniqueness and nurturing top talents while creating sustainable value for our shareholders and society. • Our Purpose Contributing to people, businesses, and society by empowering them to achieve their ambitions. • Our Value Trust: : We focus on our customers to gain their trust and serve their needs in the best possible way. Innovation: : We continue to innovate in order to always improve the experience of our customers. Performance: We aim to excel at execution and are confident to overcome any challenges. Collaboration: We work with our clients and team members to deliver the right solution. Ambition: We have the drive and enthusiasm to continuously surpass.