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Ray Ko Location
Union City, CA, US
Ray Ko Work
Loan Operations Manager @ (August 2026 - Present)
Assoc. Director of Lending @ (August 2024 - July 2026)
AVP -Manager @ (June 2023 - July 2024)
AVP - Manager @ (January 2022 - June 2023)
Underwriting Manager @ (December 2019 - December 2021)
Director of Underwriting @ (January 2015 - September 2019)
Division Manager @ (November 2014 - January 2015)
FHA Operation Manager @ (June 2008 - January 2015)
Underwriting Manager @ California Savings & Loan (June 2006 - June 2008)
Underwriting Manager @ (September 2002 - June 2006)
Sr. Underwriter @ (June 2001 - September 2002)
Ray Ko Education
California State University - East Bay
Ray Ko Skills
Skilled Multi-tasker
Common Sense
Attention to Detail
Interpersonal Communication
Process Efficiency
Investor Relations
Customer Engagement
Customer Success
Customer Satisfaction
Communication
U.S. Federal Housing Authority (FHA)
Investments
Problem Solving
Strategic Thinking
Real Estate Transactions
Working with Investors
Business Strategy
Commercial Real Estate
Real Estate Development
Teamwork
Loans
Mortgage Lending
Banking
Mortgage Banking
Credit
Refinance
FHA
Mortgage Underwriting
Residential Mortgages
Loan Origination
Loss Mitigation
Credit Analysis
Investment Properties
Loan Servicing
Underwriting
Management
Retail
Savings
Purchase
Microsoft Excel
Risk Management
Customer Service
Ray Ko Summary
Ray Ko, based in Union City, CA, US, is currently a Loan Operations Manager at Provident Credit Union. Ray Ko brings experience from previous roles at Pacific Community Ventures (PCV), Interstate Home Loan Center, Inc. NMLS # 56315, Quontic and Better.com. Ray Ko holds a California State University - East Bay. With a robust skill set that includes Skilled Multi-tasker, Common Sense, Attention to Detail, Interpersonal Communication, Process Efficiency and more. Ray Ko has 2 emails and 2 mobile phone numbers on RocketReach.
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