Senior Fleet Credit Manager @ (September 2013 - May 2020)
VP Business Bank @ (September 2011 - August 2013)
VP Commercial Lending @ (July 2008 - August 2011)
VP Business Bank @ (May 2002 - June 2008)
VP Commercial Loans @ (January 2001 - January 2002)
Midwest Credit Manager @ (January 1999 - January 2001)
Credit Buyer @ (January 1996 - January 1999)
Senior Staff Accountant @ (January 1986 - January 1996)
Ray Gonzalez Education
Northern Illinois University
Bachelor of Science - BS (Finance)
Ray Gonzalez Skills
Sales Processes
Presentations
Strategic Accounts
Dealer Relationships
Customer Retention
Customer Contact
Commercial Lending
Underwriting
Financial Services
Business Development
Administration
Accounting
Credit Risk
Credit Analysis
Portfolio Management
Interpersonal Skills
Leadership
Networking
Commercial
Deals
Sales
Business Relationship Management
Supervisory Skills
Loans
Credit
Communication
Commercial Real Estate
Referrals
Business-to-Business (B2B)
Financial Analysis
New Business Development
Strategic Partnerships
Management
Commercial Banking
Financial Advisory
Analytical Skills
Lease Administration
Cross Selling
Lines Of Credit
Banking
Commercial Finance
Financial Structuring
Asset Based Lending
Restructuring
Coaching
Customer Relationship Management (CRM)
Ray Gonzalez Summary
Ray Gonzalez, based in Chicago, IL, US, is currently a Senior Vice President at M&T Bank. Ray Gonzalez brings experience from previous roles at M&T Bank, Bank of America Global Leasing -Global Vendor Finance, Paccar Financial Corp and PNC. Ray Gonzalez holds a Bachelor of Science - BS in Finance @ Northern Illinois University. With a robust skill set that includes Sales Processes, Presentations, Strategic Accounts, Dealer Relationships, Customer Retention and more. Ray Gonzalez has 1 emails and 3 mobile phone numbers on RocketReach.
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