Vice President, Commercial Portfolio Manager @ Cape Bank
Vice President, Commercial Credit Manager @ Colonial Bank, FSB
Assistant Vice President, Commercial Lending @ Colonial Bank, FSB
Senior Credit Analyst, Commercial Lending @ Colonial Bank, FSB
Residential and Consumer Underwriter and Originator @ Colonial Bank, FSB
Ray Garcia's Education
Wilmington College
Masters of Business Administration (Finance Concentration)
2011 - 2013
Franklin University
Bachelor of Applied Science (B.A.Sc.) (Business Administration and Management, General)
2006 - 2010
Center for Financial Training
Certificate of Completion - Commercial Lending School
2008 - 2008
Center for Financial Training
Certificate of Completion - Credit Analyst Training
2006 - 2006
Cumberland County College
Associate of Arts (A.A.) (Business Administration and Management, General)
2004 - 2006
Ray Garcia's Skills
Portfolio Management
Banking
Finance
Loans
Credit
Underwriting
Loan Origination
Leadership
Commercial Lending
Analysis
Ray Garcia's Summary
Ray Garcia, based in Vineland, New Jersey, United States, is currently a Vice President Commercial Lender at The First National Bank of Elmer, bringing experience from previous roles at Cape Bank and Colonial Bank, FSB. Ray Garcia holds a 2011 - 2013 Masters of Business Administration in Finance Concentration @ Wilmington College. With a robust skill set that includes Portfolio Management, Banking, Finance, Loans, Credit and more, Ray Garcia contributes valuable insights to the industry. Ray Garcia has 1 email on RocketReach.