Ray Garcia Email & Phone Number

Vice President Commercial Lender

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Ray Garcia Location

West Clarkston-Highland, NJ, US

Ray Garcia Work

Vice President Commercial Lender @ The First National Bank of Elmer (May 2015 - Present)
Vice President, Commercial Portfolio Manager @ Cape Bank (April 2015 - May 2015)
Vice President, Commercial Credit Manager @ Colonial Bank, FSB (February 2013 - April 2015)
Assistant Vice President, Commercial Lending @ Colonial Bank, FSB (January 2010 - January 2013)
Senior Credit Analyst, Commercial Lending @ Colonial Bank, FSB (May 2006 - January 2010)
Residential and Consumer Underwriter and Originator @ Colonial Bank, FSB (September 2001 - May 2006)

Ray Garcia Education

Wilmington College
Masters of Business Administration (Finance Concentration)
2011-2013
Franklin University
Bachelor of Applied Science (B.A.Sc.) (Business Administration and Management, General)
2006-2010
Center for Financial Training
Certificate of Completion - Commercial Lending School
2008-2008
Center for Financial Training
Certificate of Completion - Credit Analyst Training
2006-2006
Cumberland County College
Associate of Arts (A.A.) (Business Administration and Management, General)
2004-2006

Ray Garcia Skills

Portfolio Management
Banking
Finance
Loans
Credit
Underwriting
Loan Origination
Leadership
Commercial Lending
Analysis
Credit Risk
Consumer Lending
Financial Risk
Financial Analysis
Mortgage Lending
Credit Analysis
Commercial Banking
Small Business Lending
Retail Banking
Relationship Management
Commercial Mortgages
MBA

Ray Garcia Summary

Ray Garcia, based in West Clarkston-Highland, NJ, US, is currently a Vice President Commercial Lender at The First National Bank of Elmer. Ray Garcia brings experience from previous roles at Cape Bank and Colonial Bank, FSB. Ray Garcia holds a 2011 - 2013 Masters of Business Administration in Finance Concentration @ Wilmington College. With a robust skill set that includes Portfolio Management, Banking, Finance, Loans, Credit and more. Ray Garcia has 1 emails and 1 mobile phone numbers on RocketReach.

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