Ralph Kramer Email & Phone Number
EVP and Chief Credit Officer @ Texas Heritage National Bank
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Ralph Kramer Location
- Houston, TX, US
Ralph Kramer Work
- EVP and Chief Credit Officer @ (December 2024 - Present)
- EVP and Chief Credit Officer @ (December 2021 - December 2024)
- SVP and Chief Credit Officer @ (February 2021 - December 2021)
- SVP - Chief Credit Officer @ (February 2019 - January 2021)
- SVP - Senior Credit Officer @ Icon Bank of Texas, N.A. (March 2013 - November 2018)
- SVP and Loan Officer @ Icon Bank of Texas, N.A. (February 2009 - March 2013)
- VP - Business Development Officer @ (March 2008 - February 2009)
- AVP - Business Development and Sales Management Team @ (March 2006 - February 2008)
- AVP - Senior Small Business Underwriter @ Amegy Bank (December 2001 - March 2006)
- AVP - Credit Review Officer @ Amegy Bank (November 1999 - November 2001)
- Internal Auditor @ Bayshore National Bank (September 1996 - November 1999)
- Assistant National Bank Examiner @ Office of the Comptroller of the Currency (September 1992 - September 1996)
- Assistant National Bank Examiner @ Office of the Comptroller of the Currency (February 1990 - September 1992)
Ralph Kramer Education
- Texas A&M University
BS (Economics)
1983-1988
Ralph Kramer Skills
- Marketing
- Credit
- Strategic Planning
- Loans
- Sales
- Underwriting
- Credit Analysis
- Banking
- Financial Analysis
Ralph Kramer Summary
- Ralph Kramer, based in Houston, TX, US, is currently a EVP and Chief Credit Officer at Texas Heritage National Bank. Ralph Kramer brings experience from previous roles at Southwestern National Bank, TransPecos Banks, SSB and Icon Bank of Texas, N.A.. Ralph Kramer holds a 1983 - 1988 BS in Economics @ Texas A&M University. With a robust skill set that includes Marketing, Credit, Strategic Planning, Loans, Sales and more. Ralph Kramer has 2 emails and 2 mobile phone numbers on RocketReach.
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Top Texas Heritage National Bank Employees
Angela Carmichael
SVP, Treasury Management Director
Dallas, TX, US
Jason Pitts
SVP - Austin Market Leader
Austin, TX, US
Ralph Kramer
EVP and Chief Credit Officer
Houston, TX, US
Beth Wiley
Director of Administration
Daingerfield, TX, US
Kade Martin
Executive Vice President - Chief Information Officer
Winnsboro, TX, US
Russell Alexander
Chief Executive Officer
Dallas, TX, US
Kelly Patterson
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Sulphur Springs, TX, US
Samantha Stuart
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Bry Baker
Senior Vice President Loan Operations
Daingerfield, TX, US
Hayden Luker
Marketing and Bank Security Officer
Mount Pleasant, TX, US
Victoria Smith
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Mount Pleasant, TX, US
Audrey Hoffman
Relationship Manager
Austin, TX, US
Cade Brewer
VP - Credit and Business Development Officer
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Tony Valdes
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Austin, TX, US
Russ Knox
Executive Vice President
Austin, TX, US
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