Ralph Kramer Email & Phone Number
EVP and Chief Credit Officer @ Texas Heritage National Bank
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Ralph Kramer Location
- Houston, TX, US
Ralph Kramer Work
- 2024 -now EVP and Chief Credit Officer @
- 2021 -2024 EVP and Chief Credit Officer @
- 2021 -2021 SVP and Chief Credit Officer @
- 2019 -2021 SVP - Chief Credit Officer @
- 2013 -2018 SVP - Senior Credit Officer @ Icon Bank of Texas, N.A.
- 2009 -2013 SVP and Loan Officer @ Icon Bank of Texas, N.A.
- 2008 -2009 VP - Business Development Officer @
- 2006 -2008 AVP - Business Development and Sales Management Team @
- 2001 -2006 AVP - Senior Small Business Underwriter @ Amegy Bank
- 1999 -2001 AVP - Credit Review Officer @ Amegy Bank
- 1996 -1999 Internal Auditor @ Bayshore National Bank
- 1992 -1996 Assistant National Bank Examiner @ Office of the Comptroller of the Currency
- 1990 -1992 Assistant National Bank Examiner @ Office of the Comptroller of the Currency
Ralph Kramer Education
- Texas A&M University
BS (Economics)
1983-1988
Ralph Kramer Skills
- Marketing
- Credit
- Strategic Planning
- Loans
- Sales
- Underwriting
- Credit Analysis
- Banking
- Financial Analysis
Ralph Kramer Summary
- Ralph Kramer, based in Houston, TX, US, is currently a EVP and Chief Credit Officer at Texas Heritage National Bank. Ralph Kramer brings experience from previous roles at Southwestern National Bank, TransPecos Banks, SSB and Icon Bank of Texas, N.A.. Ralph Kramer holds a 1983 - 1988 BS in Economics @ Texas A&M University. With a robust skill set that includes Marketing, Credit, Strategic Planning, Loans, Sales and more. Ralph Kramer has 2 emails and 2 mobile phone numbers on RocketReach.
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