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Zest AI is an AI-powered credit risk management platform helping financial institutions make smarter lending decisions. Zest AI’s solution suite is designed to keep lenders ahead of economic trends, spanning credit underwriting, fraud detection, and agentic AI.
Founded in 2009, Zest AI is a proven partner to banks, credit unions, and specialty lenders, decreasing credit risk and powering growth. Today, Zest AI runs over 1,500 active models and has been named to CNBC’s World’s Top FinTech Companies, Fast Company’s Best Workplaces for Innovators, Forbes Fintech 50, and more.
Headquartered in Los Angeles, California, Zest AI serves financial institutions across the United States.
For more than 20 years, over 1,000 organizations including BBVA, Deutsche Bank, Samsung, and FamilySearch have trusted Inbenta to deliver enterprise AI that works.
Its flagship Encore platform serves financial services, healthcare, travel, and e-commerce with 98%+ accuracy, near-zero hallucinations, full auditability, and 850+ integrations that eliminate vendor lock-in.
Interested in learning more?
Schedule a demo at Inbenta.com/Demo