At Absolute Mortgage & Lending, we all share one vision and practice our core values. We strive to provide excellent service to our clients and partners and hold great value in being the mortgage lender our clients turn to.
When you outsource your processing to Loan Backup, you will increase your internal productivity and efficiency while producing great Referral Clients, reducing costs and increasing profits. Loan processing is the most tedious, labor intensive, yet critical task in the mortgage industry. The complexities of regulatory requirements, changing loan products, takes your focus away from you, the originator Loan Backup Inc California Bureau of Real Estate # 01968186 NMLS # 1269265 Copyright Loan Backup Inc All rights reserved. we Want to be part of Your team!
Bayside Mortgage Services Inc. has been assisting Marylanders obtain mortgages to purchase or refinance their homes since 2003. The owner Frank R Cwalina II has been originating mortgages since 1998. As a Mortgage Broker he has access to multiple wholesale lenders which allows him to offer his clients the lowest rate at the lowest cost. The greatest advantage of being a broker is we get lower rates (wholesale rates) from National Lenders. Lower than the National lenders retail side of the business. That’s because the lender has much less overhead expenses because they don’t pay the loan officers to sell their products. Since Frank R Cwalina II is the Loan Officer and Owner of the company he does not have to split the commission with anyone. Which in turn allows him to offer lower rates and overall cost to his clients. That gives him a competitive advantage over his competition. As a broker he also has access to more loan programs then he would have if he was a lender. 99% of his business is referrals from past clients and realtors.