Pratt, Kutzke & Associates LLP Information

Pratt, Kutzke & Associates LLP is an independent financial services firm, focusing on retirement and investment planning for individuals, families, and small businesses. As an independent, privately owned firm, our loyalty is to our clients, not a parent company. Our client-first focus is evident in everything we do, from our below average fees to our above average experience and education. Our clients place their trust in us because they don’t want to be sold a product by some broker or insurance salesman masquerading as an “advisor” – they want a professional that will provide objective advice that puts their interest first. The history of PKA tells the story best of all. Since being founded in 1990, our firm has grown in both clients and assets under management each and every year. That growth has occurred not from advertising or obtrusive sales practices, but as a result of referrals from existing clients and other professionals. Our clients have entrusted us with the management of over $500 million; we strive to continually honor that trust. Visit our website at www.prattkutzke.com to learn more about our firm, our people, and the services we offer. This communication is strictly intended for individuals residing in the states of AK, AR, AZ, CA, CO, FL, GA, HI, IA, ID, IL, IN, KS, KY, MI, MN, MO, MS, MT, ND, NJ, NV, NC, OH, OK, OR, PA, SC, SD, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Securities & advisory services offered through Commonwealth Financial Network®, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through Pratt, Kutzke & Associates, LLP. Please review our Terms of Use here: www.commonwealth.com/termsofuse.html Pratt, Kutzke & Associates LLP, 1651 Commerce Drive, North Mankato, MN 56003, 507-388-0770