Master's degree (Statistics and Financial Econometrics)
2010 - 2012
Sofia University St. Kliment Ohridski
Bachelor's degree (Business Administration)
2005 - 2010
Université Toulouse I Capitole
Erasmus Program for Mobility
2007 - 2008
Sofia University St. Kliment Ohridski
Bachelor's degree (Computer Science)
2007 - 2011
High School of Mathematics and Natural Sciences 'V. Drumev', V.Tarnovo
High School Diploma in Mathematics and Informatics
2000 - 2005
High Language School 'Prof Dr. Asen Zlatarov', V.Tarnovo
High School Diploma in English
2000 - 2005
Polina Tsvyatkova's Skills
Credit Risk
Data Analysis
Business Analysis
Credit Scoring
SAS
Basel II
SQL
Financial Analysis
Predictive Modeling
Statistical Modeling
Polina Tsvyatkova's Summary
Polina Tsvyatkova, based in Bulgaria, is currently a Head of Risk at PROFI CREDIT Bulgaria Ltd., bringing experience from previous roles at GemSeek, Frontex International and Experian. Polina Tsvyatkova holds a 2010 - 2012 Master's degree in Statistics and Financial Econometrics @ Sofia University St. Kliment Ohridski. With a robust skill set that includes Credit Risk, Data Analysis, Business Analysis, Credit Scoring, SAS and more, Polina Tsvyatkova contributes valuable insights to the industry.