Phil Carmalt, based in Hong Kong, is currently a Executive Director, Head of Cash Management Product at DBS Bank, bringing experience from previous roles at DBS Bank, HSBC and Citi. Phil Carmalt holds a 2000 - 2004 Master’s Degree @ Imperial College London. With a robust skill set that includes Java, Business Development, Microsoft Word, Research, Strategy and more, Phil Carmalt contributes valuable insights to the industry. Phil Carmalt has 2 emails and 1 mobile phone number on RocketReach.