PHFL Information

As a distribution arm of PNB Housing Finance; PHFL excels in providing a complete bouquet of services to PNB Housing customers to meet their financial needs. Home Purchase Loan: This loan scheme is suitable for those looking to purchase flat, villa, apartment or an independent floor. Home Improvement Loan: This unique feature covers complete renovation of an already owned residential property or funds for repair/ up-gradation of a house/flat. Home Extension Loan: This loan is available for adding more space to your existing home with respect to your growing family needs. Residential Plot Loan: This scheme offers loan for purchase of a residential plot in an urban area for the construction of residential premise. Lease Rental Discounting: Under rent securitization scheme, we provide loan against rent receivables from a property owned by you, which has been let out to reputed company. Home Construction Loan: This includes loan for the purpose of self-construction of a residential house on an already owned piece of land. Commercial Property Loan: We offer a range of loans for purchase/ construction of commercial property in approved areas. This include loans for office space, shops etc. Loan against Property: We offer loan against mortgage of your existing residential/commercial immovable property for personal and business requirements. Top- up loan: Top-up loan is provided over and above the approved Home Loan or Loan against property to fulfil personal and business requirements. Construction Finance to Developers: This product comes with customized offerings built around real estate developers construction finance need. Subject to PNB Housings detailed evaluation of the project. At PHFL, we understand that home is one of the largest investment for many. We know the importance of choosing the right property as per your needs & requirements. At PHFL, we understand that home is one of the largest investment for many. We know the importance of choosing the right property as per your needs & requirements. At PHFL, ...