Pence Wealth Management Information

Welcome to Pence Wealth Management - One of Southern California’s Premier Comprehensive Financial Services Firms. With more than 30 years of experience, our team has built an investment philosophy based on how human behavior translates to economic activity. Collectively, our team of financial professionals holds many distinguished professional designations, including CFP®, Ph.D., Chartered Financial Analyst, Accredited Investment Fiduciary® and Certified Portfolio Manager. The Pence Wealth Management Principles • Principles are non-negotiable • They don’t care what you know until they know you care • If you fail to plan, you plan to fail • Human behavior drives consumption • Cash flow trumps volatility The Pence Wealth Management Process • Look for big, knowable themes • Identify choke points • Target “best-of-class” • Capture cash flow • Seek to manage risk • Focus on the personal index We build our clients’ portfolios so they can be confident in the cash generated vs. worrying about the daily balance. Our goal is to make a difference in our clients’ lives by executing focused financial plans that inspire comfort with respect to their income and confidence with respect to their wealth. For a complete list of our services, please see our web site: www.pencewealthmanagement.com/services/ Read the Pence Wealth Management Financial Reports on our blog: www.pencewealthmanagement.com/blog/ Financial Consultants at Pence Wealth Management are Registered Representatives with, and Securities offered through LPL Financial. Member SIPC www.sipc.org. Financial planning offered through Pence Wealth Management, a Registered Investment Advisor and a separate entity. Third party post found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business, please visit www.PenceWealthManagement.com