Payal Patel Email & Phone Number
VP, Credit Policy and Governance @ Cross River
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Payal Patel Location
- New Jersey, United States
Payal Patel Work
- VP, Credit Policy and Governance @ (April 2025 - Present)
- Credit Governance and MIS Lead @ (January 2024 - April 2025)
- Director of Credit Risk Management @ (June 2021 - February 2024)
- Board Member @ (April 2023 - Present)
- Chief Financial Officer (CFO) and Chief Human Resource (CHR) @ (May 2013 - May 2021)
- Assistant Vice President, – Analytics Centre of Excellence @ (March 2011 - April 2013)
- Risk Manager @ (October 2005 - March 2011)
- Risk Management Leadership Program – Risk Analyst @ (March 2003 - October 2005)
- Project Leader and Developer and Senior Programmer Analyst @ (January 1998 - January 2002)
Payal Patel Education
- NYU Stern School of Business
MBA (Finance)
2001-2003 - AGSM @ UNSW Business School 2003-2003
- City University of New York-College of Staten Island
B.Sc. (Computer Science/Math)
1994-1998
Payal Patel Skills
- Risk Analytics
- Financial Risk
- Risk Management
- Operational Risk Management
- Credit Risk
- Banking
- Credit
- Credit Cards
- Portfolio Management
- Financial Analysis
- Analytics
- Credit Analysis
- Enterprise Risk Management
- Financial Modeling
- Financial Services
- Operational Risk
- Strategy
- Asset Management
- Finance
- Relationship Management
- Corporate Finance
- Process Improvement
- Retail Banking
- Cross-functional Team Leadership
- Business Process Improvement
- AI Agents
- AI Literacy
- AI Software Development
- AI Strategy
- AI for Business
- Artificial Intelligence (AI)
- Computer Ethics
- Generative AI
- Large Language Models (LLM)
- Prompt Engineering
- Responsible AI
- Traditional AI
- Enterprise Risk
- Cross Functional Team Leadership
Payal Patel Summary
- Payal Patel, based in New Jersey, United States, is currently a VP, Credit Policy and Governance at Cross River. Payal Patel brings experience from previous roles at Cross River, The Salvation Army and ESMSYS LLC. Payal Patel holds a 2001 - 2003 MBA in Finance @ NYU Stern School of Business. With a robust skill set that includes Risk Analytics, Financial Risk, Risk Management, Operational Risk Management, Credit Risk and more. Payal Patel has 2 emails and 4 mobile phone numbers on RocketReach.
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