Patron Information

Patron GO turns everyday banking activity into financial progress that most people never get access to, starting with Gen Z. 💜 Bank scoring reads "no history" and "bad history" the same way. Gen Z is where that lands first and hardest: the first generation reaching adulthood with no inherited banking relationship and no history to be judged on. Our app connects to a user's bank account through PSD2, reads their real transactions and turns them into a visible path of small, rewarded steps. 🎮 Every insight is one concrete action, never a chart to study. Every step makes the user a measurably better banking client. For banks, we are the missing middle layer. 🏦 Onboarding is solved, financial products is the goal, and we are what sits in between: activity, to proven creditworthiness, to the product. Banks reach Gen Z without changing how they speak to their core client base, and a secondary client becomes a primary one. Where we are today: 👥 500,000+ users 💳 250M+ transactions processed 🤝 80% of user growth from referrals 🌍 Live in Czechia, Slovakia and Poland, Germany from October 2026 Founded in 2020 by Lukáš Vršecký and Jiří Paták. 🏆 Startup of the Year, Central European Startup Awards 2023. Deloitte Technology Fast 50. Sifted Top 100. Zlatá koruna, fintech category. Building a Gen Z proposition at a bank, or covering fintech? Message us here. 👇