Patch Systems Information

Money isn't always the problem. Timing is. Patch Systems is the cash-flow platform for labor-intensive businesses and the hourly workers who power them. One partner, both sides of the paycheck. For employers, we free up working capital. Premium finance spreads insurance costs over the year instead of all at once. Invoice factoring turns unpaid invoices into cash you can use today. And a payroll card moves wages the moment they're earned. For workers, we replace payday lenders and overdraft fees with fair tools anchored to their pay. Earned wage access for money they've already earned. Workplace loans that build stability instead of trapping people in debt. Most financial companies pick a side. We don't. The same timing crunch that squeezes a 60-person staffing firm squeezes the person working the shift. Patch meets both, in one place. We focus on the industries that run on people: security, staffing, construction, trucking, hospitality, home care, to name a few. Businesses with hourly employees who deserve better than the fragmented, predatory options they've been handed. We're moving fast, building the financial tools the hourly economy should have had all along. If your business runs on people, or you're one of the people it runs on, Patch is built for you.