As a member-owned, not-for-profit financial cooperative with more than 1,000,000 members, BECU is guided by the credit union philosophy of “people helping people.”
Unlike many financial institutions, we do not issue stock, or pay earnings dividends to outside stockholders. Instead, earnings are returned to members in the form of great rates and lower fees. We are less likely to charge service fees than for-profit banks, and when we do charge, fees tend to be lower.
BECU is federally insured by NCUA.
Gesa Credit Union stands as one of the largest member-owned credit unions in the Pacific Northwest, proudly serving more than 300,000 members across Washington, Oregon, and Idaho with over $6.4 billion in assets. Headquartered in Richland, WA, Gesa delivers a comprehensive array of consumer, mortgage, and commercial banking solutions designed to empower our communities. With more than 50 branches and loan centers—including two vibrant campus branches at Washington State University plus 25 student-run high school branches across Washington—we combine local roots with innovative services to help our members succeed.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
At OnPoint, we constantly strive to deliver the smartest value, the most thorough and personalized service, and direct no-nonsense financial solutions that benefit our members.
With over 563,000 loyal members and $9.2 billion in assets, our Credit Union has been improving the lives of our members and the communities we serve for over 85 years. We look forward to building on our legacy of service and making dreams come true for many generations to come.