Oze Information

Oze is building 100M profitable businesses across Africa with tools for SMEs and lending infrastructure for the banks and MFIs financing them. Our platform brings together three integrated products: Oze Business App — a digital bookkeeping and coaching app that helps SMEs record sales and expenses, manage inventory, issue invoices and receipts, and tap AI-driven insights to run smarter businesses. As owners use the app, they build a verifiable financial track record that unlocks access to credit. Oze Originate — an end-to-end lending management system that lets banks and MFIs digitise SME lending from origination to collections. It combines AI credit scoring, automated loan routing, disbursement, and repayment workflows in one platform, available in Cloud and Enterprise tiers. Oze Embed — a plug-and-play embedded lending solution that lets marketplaces, e-commerce sites, payment providers, and digital platforms offer loans directly inside their own customer experience. Together, these products close the loop between the SMEs that drive Africa's economy and the financial institutions positioned to fund their growth.