OptimaFI Information

OptimaFI delivers data-driven software tools and expertise that help community banks and credit unions turn complexity into confident decisions across growth, risk, and investment. Built by the teams behind Infusion, QwickRate, and IntelliCredit, OptimaFI unifies trusted solutions into one organization. We help community financial institutions optimize how they grow, manage risk, and improve financial performance by combining peer benchmarking, purpose-built software, and expert services. Our approach connects strategy with execution—so leaders can make informed, defensible decisions without unnecessary complexity. OptimaFI solutions are organized across three core pillars: OptimaFI Growth Data-informed Acquire, Onboard, and Cross-Sell programs designed to drive measurable growth, with clear tracking and pay-for-results options. OptimaFI Credit Risk Third-Party Loan Review, Portfolio Analysis, stress testing, and CECLSolver—delivering practical outputs institutions can rely on for regulatory and risk management needs. OptimaFI Balance Sheet Funding and investing solutions, including CD Marketplace (formerly QwickRate), Call Report Insights, and Household Insights to support liquidity, pricing, and performance conversations. Today, OptimaFI serves more than 2,500 community banks and credit unions across the United States. Clients keep the teams, relationships, and workflows they trust—now supported by expanded capabilities under the OptimaFI brand.