opndoor Information

Opndoor is the insured guarantor for tenants who fail referencing. The tenant pays, the landlord is covered, and the let completes. Since the Renters' Rights Act took effect in May 2026, rent in advance is capped at one month and fixed terms are gone. The old workarounds for good applicants who fall outside standard referencing, six months upfront or an informal guarantor, no longer hold up. That's the moment we exist for. How it works: when an applicant can't pass referencing or has no suitable UK guarantor, Opndoor stands in as a professional guarantor. We issue a Deed of Guarantee in the landlord's favour, backed by insurance, standing behind the tenancy for twelve months. The tenant pays a one off fee of around one month's rent. There's no cost to the agency or the landlord, and your referencing process stays exactly as it is. We sit alongside it, at the point where it fails. Who we help: letting agents saving deals that would otherwise die, landlords who want certainty, and tenants with the means to rent but not the paperwork, including students, the self employed and people new to the UK. Talk to us at opndoor.co. We help tenants secure their homes with ease and confidence. Whether you're a student, a young professional, moving from abroad, or someone with limited or poor credit, Opndoor ensures you have the backing needed to move in. We are committed to transparency, reducing risks for property owners, and enabling a smoother, stress-free experience. With Opndoor, renting is made more secure, affordable, and inclusive.