Open Banking Solutions Information

Open Banking Solutions (OBS) builds CloudCore, a real-time core banking platform for banks, credit unions and fintechs. Our leadership team has spent decades running core processing for community financial institutions. CloudCore is built on that experience. It gives institutions a core that moves at the speed of their strategy: Full Core: real-time end to end, configurable to how you run your institution, deployable in the cloud or in house Companion Core: a real-time ledger for digital account opening and collections, running alongside your existing core Headless Core: a ledger and processing engine for fintechs building their own customer experience Custodial accounts built in: native FBO and sub-ledgered account structures for any custodial relationship, from fintech programs and aggregated deposits to digital assets held on behalf of customers Stablecoin-ready: transact in any stablecoin, with dedicated reporting and reconciliation inside the core Native solutions include Digital Account Opening, Digital Banking, Collections and Business Intelligence. Your data stays yours. Open APIs and a drag-and-drop data platform let your team build its own integrations and extracts on its own schedule. Our service team is entirely in-house, so the people who answer your call know the platform. Faster product launches, faster customer acquisition, and the freedom to choose your own path. That is the standard we build to.