ONICRA Information

Onicra Credit Rating Agency is a path breaking innovative organization that analyzes data and provides rating solutions for Individuals and Small and Medium Enterprises(SMEs). This rating enables the lender or service provider to take a valued judgment on the Individual or SME based on its Financial, Background and Productivity analysis. Onicra facilitates over 200,000 transactions per day through a single window clearance on a national basis in the Telecom, Banking, Insurance, Health, Education and Automobile sectors. Over the years, Onicra has developed a long list of esteemed clients. This includes some of India Inc's top 100 companies: Mahindra & Mahindra, Reliance, Volkswagen, HDFC and Genpact. Onicra has been acknowledged as pioneers in the field of credit rating by the Ministry of Finance in the Economic Survey (1993-1994). It is also recognized and empanelled by the likes of NSIC (National Small Industries Corporation) for SSI (Small Scale Industry) assessment. Our rating has also been accepted by the IBA(Indian Banks Association). We deliver services from a national network of 150 operation centers. Our integrated network also comprises of 4000 FOS (Fleet on Street) personnel located at various strategic locations nationwide. Our presence in 400 locations coupled with multilingual capabilities lends us a competitive advantage to manage complex processes in multiple geographic regions. The operations architecture allows for business and services to be conducted in the lowest turnaround time using our revolutionary PRTS (Performance Rating & Tracking System) technology. Operations not only run round the clock but also meet customer needs for proximity, language and cultural compatibility without hampering productivity.