One Answer Insurance Competitors

Thanks for stopping by to find out more about us. We’re one of the largest car and home insurers in the UK and part of an international group, which is headquartered in Brussels. We go back a fair bit too – 200 years to be exact. Fast-forward to today and we’re proud to be one of the UK's leading providers of personal lines insurance and a certified Top Employer in the UK for four consecutive years, in 2022, 2023, 2024 and 2025. Our UK team stands shoulder-to-shoulder with our most important people – our customers. We’re recognised for our excellent insurance cover and being easy and straightforward to deal with. Plus, we understand the need for choice, which is why our insurance can be bought with us directly and through your local insurance broker. We have over 4 million customers and are proud to offer brilliant service when it matters. Our UK-based, market-leading claims team are on hand 24/7 to help every step of the way and get things back to normal, quick smart. Don’t just take our word for all this though. By having the customer at heart in everything we do, we scooped the Personal Lines Insurer of the Year Award at the British Insurance Awards for 3 consecutive years in 2021, 2022 and 2023. Additionally, we received the Personal Lines Insurer of the Year Award at the Insurance Times Awards in 2021, 2023 and 2024, and achieved The Institute of Customer Service’s coveted ServiceMark with Distinction Accreditation. Please note that we will only respond to private messages in working hours of 09:00 - 17:00.

At NFU Mutual, we do things differently. We take the time to understand the needs of our customers, offering personal face-to-face service through more than 295 Agency offices nationwide. And, because we’re a mutual, the people that matter to us most are our customers. When we started in 1910, our aim was to encourage farmers around Stratford-upon-Avon into the newly established farming union through cost price insurance. Before long, the business expanded beyond it's Midlands home, establishing branches across the United Kingdom. As farming diversified, so did we. Growing beyond agricultural insurance we used our life assurance, investments and pensions expertise to provide individuals and businesses with our renowned customer service. Today, our people continue to build relationships with their local communities, taking the time to understand their individual needs so that we can offer the insurance cover appropriate to them.

LV= is a protection, investment and retirement specialist and one of the UK’s leading life and pensions mutual insurers. Our 1,300 people help our members and customers protect their income while they are working and maximise it when they stop. By doing this we enable people to live financially confident lives. We offer a range of products, services and advice and serve over a million members and customers. They hold a variety of products with us including life insurance, income protection, investments and retirement income solutions such as equity release, fixed term annuities and drawdown products. We want members to be able to plan for a financially secure future. We put our members at the heart of all that we do. We believe that everyone should have access to independent, regulated financial advice. It shouldn't be seen as a luxury for the few who can afford it or who are experienced in using it. Why? Because it provides financial and emotional benefits. Good advice ensures better financial outcomes and frees people from the worry of making complex decisions that could have long-term implications. We work with a wide range of financial advisers and it is through them that the majority of customers will buy our products and services. We also licence our brand to LV= General Insurance Group (LV= GI), a subsidiary of Allianz Holdings plc. LV= General Insurance is one of the largest personal insurers in the UK and looks after the car, home, landlord, pet and travel insurance needs of over 4.5 million customers.