Oddbit Competitors

Since its establishment in 1946, BNI has always been part of the dynamics of national development in Indonesia. Now BNI has grown and developed into a solid national bank with sustainable financial performance. ‘Serving the Country, Pride of the Nation”, BNI is challenged to continue and increase its contribution for the progress of the nation and country, today and in the future. At the end of 2012, BNI had total assets of Rp333.3 trillion and employed more than 24 thousands employees. To serve its customers, BNI leverages on its wide ranging service network, comprising 1,585 domestic outlets and 5 overseas branches in New York, London, Tokyo, Hong Kong and Singapore, 8,227 proprietary ATMs, 42,000 EDC as well as Internet banking and SMS banking facilities. BNI always strives to be the bank of choice by providing excellent service and value added solutions to all of its customers. BNI offers integrated financial services to its customers, supported by its subsidiaries: Bank BNI Syariah, BNI Multi Finance, BNI Securities and BNI Life Insurance.

PT Home Credit Indonesia ("Home Credit") is a technology-based financing company licensed and supervised by the Indonesian Financial Services Authority (Otoritas Jasa Keuangan/OJK), conducting its financing business activities in accordance with the applicable laws and regulations in Indonesia. Since commencing operations in Indonesia in 2013, Home Credit has served more than 6.9 million customers, through a range of financing services, including point-of-sale financing, cash loans, and other financing solutions, all provided in a responsible and transparent manner. Home Credit's services are accessible through more than 23,000 points of sale located in shopping centers and other strategic locations across more than 270 cities throughout Indonesia. Through continuous innovation and a strong commitment to transparency, financial inclusion, and financial literacy, Home Credit continues to strengthen its position as one of the leading players in the financing industry by creating greater opportunities and contributing to the improvement of the quality of life of Indonesian communities.

Modalku is owned by PT Mitrausaha Indonesia Grup, licensed by OJK Indonesia as digital financing platform based on technology. Our technology-based approach enables borrowers to receive loans for the first time or at lower than market rates, while lenders will earn returns well above that of bank deposits, traditional fixed income products, and life insurance investment-linked products. Modalku operates in 5 countries: Indonesia, Singapore, Malaysia, Thailand & Vietnam. Established in 2016, Modalku is the pioneer of digital lending platforms in Indonesia. It connects Micro, Small, and Medium-Sized Enterprises (MSMEs) with individual & institutional lenders. On 2018, Modalku wins Micro Enterprise Fintech Innovation Challenge from United Nations (UNCDF - UN Pulse Lab) & became the only Fintech lending platform in South East Asia to received international award from KPMG. On 2020, Modalku also received an award from Iconomics as Indonesia's Most Popular Digital Financial Brands. On 2022, Modalku Group (Funding Societies) also received Global SME Finance Award 2022 as Responsible Digital Innovator of the Year by International Finance Corporation - World Bank Group.