NestEgg powers responsible lending through smarter decisioning. We help credit unions and ethical lenders in the United Kingdom and Canada grow their loan books and member bases sustainably, while unlocking fairer borrowing for their members and communities. Our products Decision Engine Automated lending decisions, with your own rules applied the moment an application arrives. It combines credit bureau data, open banking and your lending history, so decisions come back faster, more consistently and more inclusively, for personal and small business lending. Broker Platform A stream of pre-qualified loan applications for lenders. We match people who are actively looking for an affordable loan with responsible lenders, through referrals from banks, building societies, housing associations, employers and money advice organisations. NestEgg does not lend directly. Loan Matching Online applications that pre-qualify borrowers with a soft credit check, so applicants see whether they are eligible without affecting their credit score, and lenders turn more website visitors into borrowers. Our track record - 50+ UK credit unions run their lending decisions on the NestEgg Decision Engine - Over £2.5bn of lending assessed and 950,000 automated decisions in eight years - £92.1m saved from high-cost and short-term creditors since launch (as of October 2026) Canada NestEgg is now available to Canadian credit unions through Caspian One Open Data. The Decision Engine runs on credit bureau data with open banking built in, for personal and small business lending. See it working at https://nestegg.ai/canada NestEgg Ltd is regulated by the Financial Conduct Authority as a Provider of Credit Information Services and for Credit Broking (FRN 920630).
| Website | https://nestegg.ai/ |
| Employees | 10 (6 on RocketReach) |
| Founded | 2016 |
| Phone | +44 800 852 7823 |
| Industry | Software Development |
| Keywords | Consumer Credit, Credit Scoring, Financial Technology, Fintech, Alternative Credit, Credit Access, Affordable Credit, Credit Platform, Fair Credit, Credit Solutions, Personal Finance, Financial Inclusion, Lending Platform, Risk Assessment, Credit Reporting, Debt Management, Financial Services, Investment Platform, Online Lending |
| Competitors | Betterment, Wealthfront, Acorns, Personal Capital, Robinhood, Merrill Edge, Stash, TD Ameritrade, Schwab Advisor Services, E*TRADE Bank c/o E*TRADE Financial, LLC +41 more (view full list) |
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Ben Breen is the Co-founder and CTO of NestEgg.ai.
6 people are employed at NestEgg.ai.