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nalkip is a digital-based loyalty tool which runs over a prepay system. This system is built with behavioral design in mind and encourages sharing of the benefits. With the information gathered, we build insights about customers, allowing the stores to really know their public. Merchants review analytics about their business in a dedicated dashboard. From the behaviors captured in the system, we calculate creditworthiness EVEN for non-bankarized people. This has much value for LATAM banks.

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