MTR Financial Services LLC Information

We offer recommendations to meet your needs and objectives, but you are under no obligation to purchase anything. We also recognize the importance of shopping around for the best available product or service. If you need life or disability insurance, for example, we will suggest the type of policy, options, and amount that best fit your situation, then refer you to several providers with quality products at competitive prices. Since we are not compensated by commissions on products, you can be assured that our recommendations are based on what we truly believe is in your best interests. We take our fiduciary role seriously. 16. How do you charge for your financial advisory services? Our fees are based on the actual time involved in meeting with a client in person or via the phone, researching and analyzing the client's current situation, and providing specific recommendations and implementation assistance (if appropriate). We provide prospective clients with firm quotes of their estimated fees at the end of an initial no-cost, no-obligation Get Acquainted session. Please contact us if you would like to schedule a Get Acquainted meeting. 17. Are your fees tax-deductible? Yes, with certain limitations. Section 212 of the Internal Revenue Code permits an itemized deduction for tax and/or investment advice in the miscellaneous section of Schedule A. It is subject to a 2 percent floor of the adjusted gross income on a personal tax return. 18. Once my financial plan or project is finished, will our relationship end? Depending on your individual needs, this engagement of services may end, but the majority of our clients choose to meet on an on-going, periodic basis to review their investment results and address new questions. Because financial planning is a process, not an event, we offer ongoing services, periodic reviews, and quick consultations as requested and/or needed. 19. How do I get started? The first step is an initial inquiry from you. Call us at (281) 913-1844, or email us. We offer an initial no-cost, no-obligation Get Acquainted meeting, either on the phone or in our office. Contact us to schedule a time that is convenient for you. We can discuss which of our services may be appropriate for you during this meeting. Most clients find the financial planning process to be stimulating and enlightening. The end result, of course, is greater peace of mind. We look forward to helping YOU build a brighter financial future!