MS Lending Group Competitors

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK. Over the past sixteen years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours. We've helped over 135,000 businesses access more then £18 billion since 2010. And we're not done yet.

On Wednesday 13th December 1995, Kensington completed its first loan and pioneered a new approach to lending to customers overlooked by mainstream lenders. 30 years later, we’re one of the UK’s leading specialist residential mortgage lenders and the only one to operate across England, Scotland, Wales and Northern Ireland. Where high street lenders see black and white, we’ve always used our expertise and manual underwriting capability to see the shades in between. The way we use data has always been part of our DNA and that, combined with our human underwriting expertise means that we can often lend to people who fall outside of the traditional mortgage criteria. In a market where extra-ordinary circumstances are rapidly becoming ordinary, it’s an approach that can make all the difference. Our mission is to help brokers secure a mortgage agreement for their clients – whether that’s for a home or buy to let property. It’s why we’re always looking at ways we can make our lending criteria as flexible as possible, why we instruct valuations within one working day, and why our dedicated Business Development Managers are here to help. It’s what we call the Kensington Difference. Visit our YouTube channel for more thought-leadership content: https://www.youtube.com/channel/UClZBKxSmGS8wNzBas56xQUQ Intermediaries only.