Morevim Tasarruf A.Ş. Competitors

At ING, we are here for those who live as they feel and are true to themselves. That's why we are the companions of those who devote their time not to us, but to their dreams, save to collect memories with loved ones, open their businesses with passion each and every morning, do not come up with excuses for their dreams, step into the digital world, advocate equality in all areas of life, and most importantly, believe that innovation always liberates. We are only here to encourage, support and empower people with our effortless banking approach that creates an easy, smart and personal customer experience.

Yapı Kredi has been sustainably strengthening its market positioning in the sector since its establishment in 1944 through a customer-centric approach and focus on innovation. Yapı Kredi is the 3rd largest private bank in Turkey with total assets worth TL 411 billion as of the end of 2019. Constantly seeking to increase its contribution to the financing of the Turkish economy with its customer-centric approach, Yapı Kredi enlarged the volume of its total cash and non-cash loans by 4% in 2019 to TL 319 billion. Thus, Yapı Kredi maintained its position in 2nd place among private banks in this respect. The Bank serves its customers with its 846 branches covering all regions of Turkey and 16,631 employees. Yapı Kredi delivers its products and services via its advanced Alternative Delivery Channels (ADCs) that comprise 4,330 ATMs, innovative internet banking, leading mobile banking, 3 call centers and approximately 709 thousand POS terminals. 94% of the Bank’s transactions went through non-branch channels as at year-end 2019. Yapı Kredi is a fully integrated financial services group supported by its domestic and international subsidiaries. Yapı Kredi serves its customers through retail banking (comprising of individual banking, Small and Medium Size Enterprises (SME) banking and card payment systems, private banking and wealth management), as well as corporate and commercial banking. The Bank’s operations are supported by domestic subsidiaries in asset management, brokerage, leasing and factoring as well as international banking subsidiaries in the Netherlands, Malta and Azerbaijan. Yapı Kredi has a strong shareholding structure which ensures sustainable and profitable growth. 40.95% of the Bank’s shares are owned by Koç Financial Services, 9.02% of the shares are owned by Koç Holding A.Ş. The total direct and indirect shares of Koç Group amount to 49.99%. 20.00% of Bank’s shares are owned by UniCredit S.P.A. The remaining 30.03% is publicly traded on Borsa Istanbul

23 Mayıs 1938 tarihinde faaliyete geçen Halkbank, kuruluşundan bu yana reel sektöre kesintisiz finansal destek misyonuyla çalışarak, bireysel ve kurumsal müşterilerine bankacılık ürün ve hizmetlerini üstün bir kalitede sunmaktadır. Halkbank, halktan ve çalışanlarından aldığı güç, nitelikli insan kaynağı ve sahip olduğu yenilikçi teknolojiler ile başta esnaf, sanatkar ve KOBİ’ler olmak üzere tüm müşterilerine hızlı, güvenli, kaliteli ürün ve hizmetler sunmak, müşteri odaklı dijital çözümlerle müşteri memnuniyetini artırmak; sosyal sorumluluk bilinciyle ülkemizin gelişmesine ve kalkınmasına destek olarak tüm paydaşlar için yüksek katma değer oluşturmaktadır. Halkbank, esnafın KOBİ'ye, KOBİ'nin büyük sermaye erbabına dönüşümüne destek olmaktadır. KOBİ Bankacılığı alanında geliştirdiği yenilikçi ürün ve hizmetlerle ülkemizde lider bankalar arasında yer alan Halkbank, işletmelerin finansal ve finansman dışı ihtiyaçlarına yönelik özel çözümler üretmektedir. 2019 yılsonu itibarıyla yurt dışında 6 şubesi, 1 ülke müdürlüğü, 3 yurt dışı temsilciliği, 4.051 ATM’si, telefon ve internet bankacılığı, mobil bankacılık uygulamalarıyla, müşterilerine eşsiz bir bankacılık deneyimi sunan Halkbank, yenilikçi ürün ve hizmetleriyle, küresel bir vizyonla hizmet vermektedir.