Morel Group Information

We deliver significant cost reductions on your group insurance program at no out of pocket cost, no loss of benefits, and increased customer service. In all cases we perform above and beyond your and our expectations, and in a good number of cases, we even retain your current group insurer. Thank you for taking two minutes of your time to allow us to share some of our brief history, client success examples, and our industry expertise with you. The Morel Group is a 30-year proven non-traditional group insurance benefit consulting corporation. We consistently deliver 300% – 900% return on investment and have 150+ clients that would be pleased to share their positive Morel Group experience with you. Our successful track record has been supported by major Ontario corporations including: GE, Martinrea International, CP Rail, Monarch Corporation, Mackie Moving Systems, Dermalogica, Triple M Metal, Metropolitan Hotels, Michener Institute, Koskie & Minsky LLP, Dixie Electric, Kohl & Frisch, North York Chev-Olds, Ontario hospitals, school boards, 23 colleges and universities, and Cara Foods to name a few. As a general executive summary, health and dental rates established by insurance companies include high and unnecessary insurance company expenses, and in most cases, their rates include ‘over-stated’ insurer trend and inflation factors. In these types of outdated and traditional insurance company and broker formulas, both the insurer and the broker actually get a pay increase each time a new employee is hired, or the health and dental premiums increase. If your company’s current program makes use of this more costly traditional insurer/broker arrangement, both are clearly not working in your best interest.